In debt, but can I afford a home right now?

Our combined household income is about 90,000 (gross) a year. We have about 20,000 in credit card debt, though. Credit scores are around 630 – 670, I believe. Two car payments (about 0/month total). Can we afford a home??? Could we even find a lender with this much debt? I’m afraid to talk to any [...] http://bit.ly/o2hoxD